Best Rates!

*OAC. Rates are subject to change without notice.

Call  for more details and for unpublished daily rate specials!

Brent Richardson
Mortgage Agent
FISCO License # M08006143

Phone Direct:

519-568-3377 

Email:
brent@brentrichardson.ca

Power Mortgages Inc.

What are clients saying?

"I have known my banker for years, and he was not able to get us the lower rate you got for us within minutes. Thank you for your service."

- Bob Davis, Kitchener

"I can't believe how easy the whole process was. You were very clear the whole way through... I'm glad I found your site."

- Sue Martin, Hamilton

"Thanks again for everything Brent. I will definitely recommend you my friends."

- Boris Markovitch, London

"Fast and very efficient just as promised. Well beyond our expectation."

-   A & N Singh, Kitchener

"Your mortgage planning advice really is working. We have a plan to pay it down 33% faster than we'd expected and we have more money to spend on a daily basis. Thanks!"

- Simon and Rita Huck, Waterloo

"I am very grateful that you were able to do our refinance at such a low rate. We are able to be much more financially comfortable now"

- Larry Fong, Mississauga

" We are already saving $470 in debt payments every month, and this is just the beginning! We are excited about the future now more than ever! Thank you Brent!"

- Peter and Alice Thompson, London

"I like getting your reports. Keep them coming!"

- John Zister, Ottawa

How do you provide better rates?
I deal with all top lenders and negotiate among them on your behalf. This process leads to significantly lower rates for you, the borrower. At Power Mortgages Inc, we close mortgages in volume. That has allowed me to qualify for preferred pricing from top lenders.

As the editor of several mortgage web sites  that collectively represent Ontario's top source for mortgage information and news, I am always looking out for ways to save you thousands on interest and by applying prudent mortgage strategies.

How much do your clients typically save with you vs. a Bank? 
Given a typical 1.4% discount of posted bank rates, my clients should save at least $7000 every five years, per $100,000 of mortgage, and pay off their mortgage 5 years sooner. I can beat any bank's rate! 

Beyond offering a lower interest rate, I wrote "Your Mortgage, Your Life!" Mortgage Elimination System to help clients easily save $10's of Thousands of Dollars extra in mortgage interest, and pay off years sooner. Clients often report much less stress, a more compelling financial future, and more free cash flow as a result of my advice.

Remember, I keep your interest foremost because I am unbiased in my shopping among mortgage lenders and am not accountable to drive profits higher for any one bank. This applies to long term savings advice as well.  

Are you faster?
Yes. Call, email or visit me and we can complete your application at your best convenience. In most cases, you receive your pre-approval within 4 business hours after submitting an application, on approved credit. Most banks and many other brokers can often take much longer.

What sorts of mortgages do you offer?
I offer a variety of mortgages for first-time home buyers, renewals and re-financing, the self-employed, new Canadians, home line of credit, credit impaired, 2nd and 3rd mortgages, cottages and debt consolidation.

How are you compensated?
Mortgage Brokers are compensated with a referral fee for doing the legwork on your mortgage. Lenders do this because they save money by not paying their employees to handle your application. You will also save because we are professionals when it comes to negotiating with mortgage companies. So you have access to rates you might not otherwise.